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It is hard to believe the year is half over. What a six months it has been!

We start with an article that explores the long-term cost on your potential retirement savings when super is accessed early.

We follow up with a discussion on what constitutes a growth verses defensive asset class and what the benefits are for each.

If wedding bells are in the air it’s easy to get so swept up in the occasion. Your long-term financial planning can get put to one side. Make sure you read our article on budgeting for your engagement.

Finally, we have some suggestions on sleeping better at night.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 07 3844 3899 or email admin@makefd.com.au.

Kind regards,

Mary Kelly

Superannuation for younger investors

The Australian superannuation industry has been in the headlines almost every day in the past few weeks, with the Federal Government predicting that as many as 1.7 million people will look to access their superannuation early as part of COVID-19 relief measures.

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How different investment types play a role in market volatility

Understanding what the different types of investments are, and how they work, can help to explain why events like Coronavirus, may be impacting some peoples’ investment portfolios and super more than others.

In this article, we’ll break down what constitutes a growth verses defensive asset class and what the benefits are for each.

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Budgeting for your engagement

From engagement onward, getting married is an exciting time. But it’s easy to get so swept up in the wedding planning that long-term financial planning gets put to one side.

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11 tips to sleep better at night

Sleep – one of the most naturally powerful performance enhancers to humankind.  But why do so many of us struggle with getting restful sleep?

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