Can you believe the festive season is almost upon us, and it's nearly a wrap on another year? It is a busy time of year, but it's also the perfect time of year to celebrate all your achievements, no matter how big or small, for 2019.

"Will we retire together?" It's a question pondered by many Australian couples, and our first article explores the perks and cons of retiring at the same time.

We have included some tips to consider when returning to work after maternity leave. A recent study showed that 40 per cent of Australians have never reviewed their super. An expert shares his thoughts on the best time of life to take the time to look at super.

We take a look at the importance of diversification when it comes to investing.

Explore four overseas holiday destinations that won't break the budget, with great-value accommodation, cheap cuisine and spectacular attractions.

If you would like to discuss any of the articles, please contact this office on 07 3844 3899 or admin@makefd.com.au.

Regards,

Mary Kelly

Should you and your partner retire at the same time?

It’s one of those curious questions people rarely ponder before the time draws uncomfortably near: will we retire together? On the one hand, it makes sense to seize the opportunity to travel and experience this next chapter of your lives together. On the other, how can two people possibly be ready to leave the workforce at exactly the same time?

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Top things to consider when returning to work

Returning to work after maternity leave can be difficult and needs careful planning. Here are our tips to help make the transition much smoother.

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An expert on the best time to look at your superannuation strategy

It’s something that can sneak up on you but for thousands of us, retirement isn’t too far off. You’ve put in the hard yards, and now the finish line is in view. Or maybe retirement is still a ways away, and your career is either just getting started or in full swing, but no matter what stage of the game you find yourself in, it’s always a good idea to evaluate your super strategy.

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For a smoother path to investment success, diversify

The word diversification crops up in many contexts. You might hear a business person talk about diversifying revenue streams, or a footy fan mention a team’s need to assemble a group of players with diverse skills.

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Budget Travel: Holidays that won’t break the bank

There’s nothing quite like jetting off for a holiday, but wouldn’t it be great to do so without stretching the budget too far?

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MaKe Financial Decisions Pty Ltd trading as MaKe Financial Decisions is a Corporate Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749, trading as MLC Financial Planning an Australian Financial Services Licensee,

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