Update on changes at MaKe Financial Decisions

As a valued client of MaKe Financial Decisions, Steve and I wanted to provide an update on upcoming changes in the next few weeks and months.

Licensee change

After careful consideration, Steve and I have made the decision to change Licensee from GWM Adviser Services (trading as TenFifty, previously MLC Financial Planning and currently owned by the NAB Group) to a Self-Licensed entity “Meliora Management Pty Ltd”.

Why are we changing?

The Royal Commission into the misconduct in the Banking, Superannuation and Financial Services Industry highlighted significant areas needed to be addressed in the Financial Planning Industry. One of these areas included the role Vertical Integration has played with the banks and their links to products and advisers.

We believe that by going self-licensed will remove the vertical integration from our business model, giving us greater access to a wider range of products available in the market to align better to each client’s individual situations. This change will give us greater flexibility to consider the products you want to use and help us provide a service in your best interests and tailored for you.

What’s next?

You will receive a letter/email from MaKe Financial Decisions in the next few weeks notifying you of this change.

If you wish to remain a valued client of myself and Steve Kelly, you do not have to do anything further.

Further information?

If you have any comments or questions in relation to this change, please call us on (07) 3844 3899 or email admin@makefd.com.au.

Kind regards,

Mary Kelly CFP®

MaKe Financial Decisions Pty Ltd

Authorised Representatives

GWM Adviser Services Limited trading as TenFifty

Australian Financial Services Licensee

MaKe Financial Decisions Pty Ltd trading as MaKe Financial Decisions is a Corporate Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749, trading as MLC Financial Planning an Australian Financial Services Licensee,

Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.

The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way.