Edition No. 1 | 30 September 2013  
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Spring Newsletter

Welcome to our First edition of the MaKe Financial Decisions newsletter.

In June 2013, you would have received letters from both Steve Kelly and myself in relation to a transfer of a small number of clients from Comprehensive Financial Services to MaKe Financial Decisions. As a part of our service to you our aim is to keep you informed and up to date with topical financial issues that we face regularly in our current society. We hope you enjoy the variety of articles in this first edition.

MLC Investment Strategist Michael Karagianis gives an outlook for Australia’s current housing market and a reasoning as to why Australian house prices are the way they are.

As insurance is always a key topic of discussion in making sure we have enough cover in any event, we look at how you can make insurance more affordable for you. 

With every newsletter, we will provide a recent Research Market update – giving you a brief economic and market update on events happening around the world.

For a further general read – we have included in this edition an article on not-so-healthy health habits. This looks at research that has revealed supposedly good habits that may end up doing you more harm than good and some suggestions to help you boost your wellbeing.

To finish off, we thought you might enjoy our useless fact section, even if only for your trivia knowledge.

If you would like to talk about these issues or any other topic, please give us a call. In the meantime, we hope you enjoy reading this newsletter.

 

Warm regards,

Mary Kelly

Authorised Reprensentative of MLC Financial Planning

 

What’s the outlook for Australia’s housing market?

 

In the MLC Investment Insight - What’s the outlook for Australia’s housing market? Michael Karagianis, Senior Investment Strategist, MLC Investment Management discusses the outlook for Australia’s housing market.

Read the full report - What’s the outlook for Australia’s housing market?

A super way to insure

An essential part of every financial plan is having personal insurance.  But it’s also important to make sure you buy it in a tax-effective way. 
Read more »

ThreeSixty Research Market Update - September 2013

Highlights:

  • RBA leaves cash rate unchanged at September meeting

  • Labour market conditions continue to weaken in Australia

  • Economic indicators continue to suggest improvements in global conditions


Read more »

Not-so-healthy health habits

Are the rules you live by doing you more harm than good?

Read more »

Useless Fact

Just so you know... 

The average garden variety caterpillar has 248 muscles in its head.
In this edition
What’s the outlook for Australia’s housing market?
A super way to insure
ThreeSixty Research Market Update - September 2013
Not-so-healthy health habits
Useless Fact
 
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MaKe Financial Decisions Pty Ltd trading as MaKe Financial Decisions is a Corporate Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749, trading as MLC Financial Planning an Australian Financial Services Licensee,

Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.

The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way.